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Government-Backed Financing

SBA Loans

Access government-backed financing from $50K to $5M with the lowest rates available. Terms up to 25 years with rates as low as Prime + 1%. Available to US businesses owned 100% by US citizens.

US citizens only
Funded in 30 days
4.9 Google rating
Prefer to talk? (833) 489-3863
$50K-$5M
Loan Amount
10-25 Yrs
Loan Term
30-60 Days
Time to Funding
Prime + 1%
Starting Rate
Government Backed
Lowest Available Rates
Up to 25 Year Terms
Funded in ~30 Days

Benefits

Why choose an SBA loan?

SBA loans offer the lowest rates and longest terms available, backed by the U.S. Small Business Administration.

Lowest rates available

Rates as low as Prime + 1%. Government backing means significantly lower interest rates than conventional loans.

Long repayment terms

Terms from 10 to 25 years, giving your business the lowest possible monthly payments.

Up to $5M in funding

Access substantial capital for major business investments, real estate, or large-scale expansion projects.

Government guaranteed

Backed by the SBA, reducing risk for lenders and increasing approval chances for qualified businesses.

Dedicated SBA advisor

Our SBA specialists guide you through the application process and help you find the right SBA program.

US businesses only

Available to US-based businesses owned 100% by US citizens. Residents are not eligible for SBA financing.

Blue Group Capital SBA loan advisor working with business owner on application
4,000+
Businesses funded

How it works

How SBA loans work

SBA loans are partially guaranteed by the government, allowing lenders to offer better terms. Our team handles the complexity for you.

01

Apply with your advisor

Your dedicated SBA specialist helps you determine which SBA program is right for your business and prepares your application.

02

SBA review and approval

We submit your application to SBA-approved lenders. The SBA guarantee makes approval more accessible for qualified businesses.

03

Receive your funds

Once approved, funds are typically disbursed within 30 days. You begin repayment with the lowest available monthly payments.

★★★★★4.9 / 5 on Google

Use cases

What can you use an SBA loan for?

SBA loans provide long-term capital for major business investments and growth milestones.

Commercial real estate

Purchase or refinance office space, warehouses, or retail locations.

Business acquisition

Buy an existing business or franchise with long-term financing.

Major equipment

Finance large equipment purchases with extended repayment terms.

Business expansion

Open new locations, enter new markets, or scale operations.

Debt refinancing

Consolidate high-interest debt into one low-rate SBA loan.

Renovations

Remodel facilities, upgrade infrastructure, or build out new spaces.

2+ years in business
680+ credit score
$50K+ monthly revenue
100% US citizen owned

Explore our other financing solutions

Need faster funding or different terms? We offer multiple options to fit your needs.

Get started today

Ready for government-backed financing?

Apply today and let our SBA specialists find the right program for your business. The lowest rates and longest terms available.

Apply Now

or call (833) 489-3863